Areas of Expertise: Investment Banking & Corporate Finance
Harshit H Jain is a seasoned leader in Corporate & Investment Banking and Business Technology with extensive experience in building Global Transaction Services (GTS) and Business Banking businesses across the BFSI and IT sectors. He has led the development and delivery of innovative products and service suites for Corporate, Business Banking, and NMSME clients, with a strong focus on customer experience, digital transformation, and technology-led innovation. As a Strategic Advisor, he works with Banks, NBFCs, FinTechs, and technology companies on digital transformation and go-to-market strategies, bringing together deep BFSI domain expertise and a strong technology background.
Areas of Expertise
- Corporate & Investment Banking, Global Transaction Services, and Business Banking
- Digital Transformation, FinTech, and Digital/AI Product Management
- Blockchain, Decentralized Finance (DeFi), and Web3
- Supply Chain Finance, Multinational Working Capital Management, and Payments
- Customer-driven Innovation, Design Thinking, and Experience Centricity
- Analytics, Artificial Intelligence, and AI-driven Fraud/Anomaly Management
- Services Marketing, Product Strategy, and Go-to-Market Strategy
- Human + Machine Collaboration, Game Theory, and Co-opetition
Career & Academic Highlights
- Founder & CEO of Sigma Advisory, advising Banks, Financial Institutions, Corporates, FinTechs, and IT companies on experience-centric transformation
- Strategic Advisor and Board Member-Designate at ODAAR Technologies and Strategic Advisor at Pennant Technologies
- Independent Director at Colorjet India Group and Mentor & Angel Investor at PadUp Ventures
- Previously served as Global Head – Transaction Banking and Digitization Business at Nucleus Software, where he led the FinnAxia product suite and expanded its presence across multiple international markets
- Held senior leadership positions at Mashreq Bank, RAK Bank, Emirates NBD, Standard Chartered Bank, and Bank of America across Transaction Banking, Product Development, Global Payments, and Wholesale Banking
- Visiting Faculty at IIM Udaipur and Great Lakes Institute of Management, with additional academic engagements as adjunct faculty, mentor, and selection jury member at leading global and Indian business schools
- PGDM (MBA) from IIM Ahmedabad and M.Sc. (Tech) in Computer Science from BITS Pilani
- Certified International Cash Manager (CertICM) from the Association of Corporate Treasurers, UK, and Six Sigma Green Belt certified
Publications & Current Research
- Authored articles and contributed thought leadership to Corporate Treasury publications, with a focus on NMSMEs, Payments & Cash Management, Trade, and Supply Chain Finance.
- His thought leadership spans the intersection of banking, technology, customer experience, digital transformation, and financial innovation.
- Current areas of research and professional interest include Generative AI and the future of banking, AI-driven fraud and anomaly management, Supply Chain Finance, Digital Payments, Blockchain and Web3, Human + Machine collaboration, and customer-centric digital product innovation.
- Continues to contribute as an industry practitioner and educator through articles, executive workshops, academic engagements, industry roundtables, and conference panels focused on emerging developments in BFSI and technology.
- Has been a speaker and panelist at leading industry and academic forums on topics including the Future of Banking & Financial Services, AI-driven transformation, Supply Chain Intelligence, Digital Empowerment for SMEs, FinTech, and Cyber Frauds.